Our Products

Benefits

  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff. Covers co-payments or deductibles levied by the medical scheme for in-hospital admissions and listed outpatient procedures, MRI and CT Scans.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to an amount equal to the medical scheme tariff.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff. Covers co-payments or deductibles levied by the medical scheme for in-hospital admissions and listed outpatient procedures, MRI and CT Scans.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff. Includes a premium waiver limit of up to R30 000.
  • Covers charges above the medical scheme tariff for associated in-hospital treatment and listed outpatient procedures. Limited to 4 times the medical scheme tariff. Includes exclusive annual limits. Covers co-payments or deductibles levied by the medical scheme for in-hospital admissions and listed outpatient procedures, MRI and CT Scans.

Terms & Conditions

  • Must be a member of a registered medical aid.
  • Must notify Viva Cover of your claim within 30 days of the event.
  • Covered for listed outpatient procedures.
  • Covered for events that occur and are treated inside the borders of South Africa.
  • Covered up to R171 000 per insured per annum.
  • 3 month general waiting period.
  • If you have not been a member of a Gap policy within the last 3 months, the following waiting periods will apply:
    • 12 month waiting period for pregnancy and related procedures.
    • 12 month pre-existing conditions exclusion.